# Home and contents insurance

- 科目：雅思听力真题（Part 1）
- 考频：中频
- 最近考试：2026.3.28
- 题目数：10
- 来源页：https://www.yaquan.site/paper/5a47ef5e-b1a1-4786-bc63-5f9d5475b89e（在线机考练习与音频请访问该页面）
- 数据更新：2026-10-29

## 题目原文

00:00:01,040 
 Good afternoon, Apex Insurance. Sarah speaking. How may I help you? 
 00:00:07,340 
 Hi, Sarah. I'm calling to get a quote for home and contents insurance. My current policy is about to expire, and so I'm calling different insurance companies to look for a better deal. 
 00:00:19,780 
 Okay, sure. First, can I have your name, please? 
 00:00:23,380 
 It's Joe Williams. 
 00:00:25,040 
 Okay, Joe. Now, can I get some details about your property, so I can work out a quote for you? 
 00:00:31,100 
 Sure. 
 00:00:32,320 
 What's the address? 
 00:00:33,720 
 It's 48 Silk Terrace, as in the material, and that's in Avalon
 00:00:39,060 
 Mm-hmm. I'll just note that down. And is that a house? 
 00:00:43,140 
 Yeah, that's right. 
 00:00:44,400 
 Are you the sole owner of the property? 
 00:00:47,100 
 I'm the co-owner with my wife, and we currently live in the house. 
 00:00:51,740 
 Okay. And when was the property built? 
 00:00:55,400 
 Our suburb was developed in 2008, but our house didn't get built until 2010, and we moved in two years later, in 2012, if that's important. 
 00:01:06,680 
 Great. And can you give me some details about the construction of the house? First of all, the walls, are they made of, for example, wood or stone? 
 00:01:17,460 
 The outer walls are brick. 
 00:01:19,400 
 So it's got a very solid exterior. 
 00:01:21,800 
 It sure has. 
 00:01:23,060 
 And how about your roof? 
 00:01:24,940 
 The property had a metal roof when we moved in, but we wanted something sturdier, so now the roof is concrete tiles. 
 00:01:32,400 
 Hmm. And what's the total size of the house? 
 00:01:35,800 
 It's about five hundred square meters in total. 
 00:01:39,040 
 Mm-hmm. And Joe, [beep] can you tell me a bit about where the house is located? This can have an effect on your insurance premiums. For example, the flood risk if you live near a river. 
 00:01:51,140 
 Well, the closest river is thirty minutes drive away. 
 00:01:54,480 
 Oh, that's a long way. Do you live anywhere near a forest? 
 00:01:58,920 
 There is one that backs onto our property, actually. Is that an issue? 
 00:02:03,140 
 It depends. It could be a fire risk. We'll look at our records. 
 00:02:08,720 
 Before you hear the rest of the conversation, you have some time to look at questions six to ten. Now listen and answer questions six to ten. 
 00:02:22,380 
 And does your house have a garden? 
 00:02:25,500 
 Yes, it does. Most of it is landscaped. My wife and I love getting out there on the weekends. 
 00:02:31,310 
 [chuckles] So do you have an outdoor shed for your tools and things? 
 00:02:35,920 
 Yeah. And we collect and store rainwater, so we have a tank. 
 00:02:40,040 
 Okay. Is there anything else about the house that you'd like to mention? Perhaps any renovations you've made or anything you've added to the property? 
 00:02:49,620 
 We had solar panels installed a couple of years ago. 
 00:02:53,080 
 Mm-hmm. I'll note that down. 
 00:02:55,820 
 So do you also want to insure the contents of your property? 
 00:02:59,700 
 Yes. We have a few valuable items we'd particularly like to insure. 
 00:03:04,120 
 I see. 
 00:03:05,740 
 The first thing is model trains. I've built up a huge collection over the years. You might be surprised to know that my collection is worth more than my car. 
 00:03:15,180 
 Wow. Are there any other items? 
 00:03:18,540 
 We bought a piano for seven thousand dollars last year. 
 00:03:22,000 
 Uh-huh. Sounds like a good one. [laughs] And what about jewelry? 
 00:03:27,300 
 My wife does have some antique jewelry she inherited, especially a necklace that's very valuable. 
 00:03:33,720 
 And why is that? 
 00:03:35,220 
 It's got a beautiful diamond in it that we want to have insured. It belonged to her grandmother. 
 00:03:41,060 
 Okay. One final question. Can I ask who your current insurance company is? 
 00:03:47,420 
 Sure. It's Titan Insurance. 
 00:03:49,480 
 And have you made any claims in the last five years? 
 00:03:52,700 
 Just one. About two years ago, we had a few windows broken when a storm came through our area. 
 00:03:58,920 
 I see. But I assume any damage was repaired. 
 00:04:02,860 
 Yeah. It's all fine. 
 00:04:04,360 
 Okay then. Now let's move on to the next... 
 00:04:08,760 
 That is the end of part one.

## 题目与答案

### 1. Application Form: Home and Contents Insurance Customer Details: Name: Joe Williams Property Details Property address: 48, 1_____ Terrace, Avalon

Application Form: Home and Contents Insurance Customer Details: Name: Joe Williams Property Details Property address: 48, 1_____ Terrace, Avalon

**答案**：Silk

原文定位：It's 48 Silk Terrace;as in the material;and that's in Avalon

### 10. Current Insurance Details Current insurer: Titan Insurance Claims in the last 5 years? Yes, house was damaged due to a 10_____ Repairs carried out? Yes

Current Insurance Details Current insurer: Titan Insurance Claims in the last 5 years? Yes, house was damaged due to a 10_____ Repairs carried out? Yes

**答案**：storm

原文定位：we had a few windows broken when a storm came through our area

### 2. Owner of the property: Yes (co-owner with wife) Year property was constructed: 2_____

Owner of the property: Yes (co-owner with wife) Year property was constructed: 2_____

**答案**：2010

原文定位：Our suburb was developed in 2008, but our house didn't get built until 2010, and we moved in two years later, in 2012, if that's important

同义替换：「constructed」↔「built」

### 3. Building details: ·external walls made of 3_____

Building details: ·external walls made of 3_____

**答案**：brick

原文定位：The outer walls are brick

同义替换：「external」↔「outer」

### 4. ·roof tiles made of 4_____

·roof tiles made of 4_____

**答案**：concrete

原文定位：now the roof is concrete tiles

### 5. Size of house: 500 square metres Location details: close to a 5_____

Size of house: 500 square metres Location details: close to a 5_____

**答案**：forest

原文定位：Do you live anywhere near a forest;There is one that backs onto our property, actually

同义替换：「close to」↔「near」

### 6. Garden: ·has a shed and a 6_____

Garden: ·has a shed and a 6_____

**答案**：tank

原文定位：we have a tank

### 7. ·solar panels Valuable items in house: ·a large collection of model 7_____

·solar panels Valuable items in house: ·a large collection of model 7_____

**答案**：trains

原文定位：The first thing is model trains

### 8. ·a 8_____ worth $7OOO

·a 8_____ worth $7OOO

**答案**：piano

原文定位：We bought a piano for seven thousand dollars last year

### 9. ·an antique necklace with a 9_____

·an antique necklace with a 9_____

**答案**：diamond

原文定位：It's got a beautiful diamond in it

同义替换：「with」↔「got」

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