# Bank account - 科目：雅思听力真题（Part 1） - 考频：中频 - 最近考试：2010.7.15 - 题目数：10 - 来源页：https://www.yaquan.site/paper/f6370015-03dc-4c63-8a92-a0d1236eca40（在线机考练习与音频请访问该页面） - 数据更新：2026-10-29 ## 题目原文 00:00:00,800 Part one. You will hear a man talking to a woman at a bank. First, you have some time to look at questions one to six. 00:00:10,180 Now listen carefully and answer questions one to six. 00:00:31,320 Good morning. I'd like to open a bank account, please. 00:00:34,860 Certainly. If you'd like to take a seat, I'll just get some information on our different options for you. It won't take long. 00:00:42,480 Thanks. 00:00:43,660 I've got the application form for you here. I see you've already got our leaflet. As you can see, we have different types of accounts. Is it a current account or a deposit account you want to open today? 00:00:57,020 A deposit account, I suppose. 00:00:59,620 Could you tell me a little more about this type of account? The interest rate, for instance. 00:01:05,800 Sure. Our interest rate is 3.4%, which is actually 1.3% higher than other banks. So opening account here is a good choice if you want to save. 00:01:17,460 And if I wanted to withdraw around fifty thousand dollars, would I need to wait? 00:01:23,060 No, but when you withdraw more than one million dollars, it would be a different process. In the past, you had to give a notice 60 days in advance, but things are a little different here. You only need to give a 30 days notice. 00:01:38,460 I see. That's great. 00:01:40,720 Can I ask, how much will you be opening your account with? We usually ask for a minimum sum of 300 dollars, but if you have more than 600 dollars, you'll have a better interest rate. 00:01:53,080 Well, I'm going to transfer one thousand dollars from my Dash account just until I get paid. 00:01:59,660 That's not a problem. 00:02:01,280 Great. How long should it take to arrange a debit card? A week? 00:02:06,160 I'm afraid not. The general process of opening the account needs 10 working days, but it's usually quite fast. It takes most banks two more days than us. 00:02:17,540 That's good to know. What should I do if I need to close this account? Do I come back to you or...? 00:02:25,160 I'm afraid not. My duty as an account administrator is to open the account for you. You'd need to talk to the branch manager about that matter. 00:02:34,520 And what's the best way to withdraw cash? 00:02:37,620 Well, as this is a deposit account, if you need cash, there are two ways to do that. One is through any ATM of our bank at your convenience. Our bank tellers can also handle a cash withdrawal, but you need to bring your identification. 00:02:54,240 All right. I will keep that in mind. 00:02:57,740 Before you hear the rest of the conversation, you have some time to look at questions seven to ten. Now listen and answer questions seven to ten. 00:03:26,620 I also want to inquire about insurance. 00:03:29,440 Oh, yes, I forgot to mention that. Deposit accounts with over fifty thousand dollars come with a life insurance policy free of charge. But if you already have that type of insurance, then you can change the policy to house insurance if you like. 00:03:44,900 I see. I guess I would go for the latter one. 00:03:48,720 Hmm, take your time to think about it. You can let us know if you change your mind. If you're interested, we also have investment schemes available. You can find information about that option in your leaflet. Just give us a call if you want to know more. 00:04:05,060 Thanks. I think I'll just open the account today. 00:04:09,420 If I want to apply for a credit card, can I also do that today? 00:04:14,460 Yes, but there is an interview for the application. We usually ask for some information about your credit history and income. If you want to get started, there is a form you can fill in now. It won't take long. We just need to know your personal information, like your name, current address, phone number, Social Security number and such. We can start the process today, and we'll call you in a few days. 00:04:43,560 All right. Can I have the form, please? 00:04:46,840 That is the end of part one. You now have half a minute to check your answers. ## 题目与答案 ### 1. Opening A Bank Account Deposit account ·Interest rate is 1_____ higher than other banks Opening A Bank Account Deposit account ·Interest rate is 1_____ higher than other banks **答案**：1.3% 原文定位：Sure. Our interest rate is 3.4%, which is actually 1.3% higher than other banks ### 10. ·An 10_____ is required for credit card application. ·An 10_____ is required for credit card application. **答案**：interview 原文定位：Yes, but there is an interview for the application ### 2. ·Notice needs to be made 2_____ days in advance ·Notice needs to be made 2_____ days in advance **答案**：30 原文定位：In the past, you had to give a notice 60 days in advance, but things are a little different here. You only need to give a 30 days notice 同义替换：「made」↔「give」 ### 3. ·Minimum balance when opening an account: $ 3_____ ·Minimum balance when opening an account: $ 3_____ **答案**：300 原文定位：We usually ask for a minimum sum of 300 dollars, but if you have more than 600 dollars, you'll have a better interest rate 同义替换：「balance」↔「sum」 ### 4. ·Duration: 4_____ working days. ·Duration: 4_____ working days. **答案**：10 原文定位：The general process of opening the account needs 10 working days, but it's usually quite fast. It takes most banks two more days than us ### 5. ·5_____ is in charge for closing the account. ·5_____ is in charge for closing the account. **答案**：branch manager 原文定位：My duty as an account administrator is to open the account for you. You'd need to talk to the branch manager about that matter ### 6. ·The transaction to 6_____ can be done through ATMs or in the way of online transfer with the help of bank tellers ·The transaction to 6_____ can be done through ATMs or in the way of online transfer with the help of bank tellers **答案**：withdraw cash 原文定位：And what's the best way to withdraw cash;Well, as this is a deposit account, if you need cash, there are two ways to do that. One is through any ATM of our bank at your convenience. Our bank tellers can also handle a cash withdrawal, but you need to bring your identification 同义替换：「transaction」↔「handle」 ### 7. 7. _____ 7. _____ **答案**：life insurance 原文定位：Deposit accounts with over fifty thousand dollars come with a life insurance policy free of charge. But if you already have that type of insurance, then you can change the policy to house insurance if you like 同义替换：「provided」↔「come with」 ### 8. 8. _____ 8. _____ **答案**：house insurance 原文定位：Deposit accounts with over fifty thousand dollars come with a life insurance policy free of charge. But if you already have that type of insurance, then you can change the policy to house insurance if you like 同义替换：「provided」↔「come with」 ### 9. ·More 9_____ are available. ·More 9_____ are available. **答案**：investment schemes 原文定位：If you're interested, we also have investment schemes available --- 以上内容由鸭圈雅思真题库（www.yaquan.site）提供，收录近期雅思考试真题回忆，支持在线机考模式免费练习。